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Signs You Need a Financial Planner

Sometimes it’s hard to tell if you need professional help for a problem or if you can handle it yourself. Whether it’s taking care of a common cold, fixing the sink, changing the oil in your car, or doing your own taxes. The same question often arises about finances.

It happens all the time - financial questions pop up that you consider silly or stupid so you feel like you must handle them alone and you don’t seek help. This is not the best course. As happens often in life, not reaching out to a professional can delay you from reaching your goals and cause you to incur more out-of-pocket expenses and lots of headaches.

Financial Planners Help Build Better Experiences

Here is the thing: there are no stupid questions about your finances. Don’t ever sit on the sidelines and fear asking a question or think you’re unqualified to go to a planner. Solid and respectable planners let you know if they can’t help you and refer a professional who can. They also let you know if they think you can plan your finances yourself.

However you see your tomorrow, the best time to plan for it is today.

Find out how we can help and the signs that you need a Financial Planner.

Learn more

You recently married

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To merge or not to merge finances is a huge question: emotions to contend with, forms to update, cash flow to track, debts to pay down, goals to layout, and needs to reorganize and prioritize.

Communication during this transition helps you navigate possible questions about taxes, investment allocation updates, selecting benefits, joint roles in the management of the household, deciding whether to maintain separate bank accounts and more.

You own a business


Whether considering starting your own business or being a long-term entrepreneur, you likely need to know how to prioritize goals, pay yourself while keeping the operation running, and the best way to manage cash flow on an income that fluctuates monthly.

Not to mention saving for retirement, obtaining health insurance, and protecting you and your family against a loss in income from death or disability.

You want to make a big purchase

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Simple budgeting often enables you to handle large purchases. If you look to buy a first home or make another sizeable investment, understanding the overall effect on your cash flow, lifestyle, and future goals loom large.

How much home can you afford? What’s your budget for home maintenance? What other goals go on the back burner? What about your future savings?

You make a career change

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Job or career transitions also bring changes in income and benefits. Make sure you maximize your company benefits, leave no retirement accounts behind and ignored, plan appropriately for income fluctuations, take into account future job growth or career prospects and consider the transition’s overall influence on your lifestyle.

Your family’s growing


A baby comes with a slew of considerations: ensuring you have an emergency fund of three to six months’ expenses, adjusting your spending for child care, groceries, and medical costs and updating your estate plan and insurance coverage in case something happens to you, among many other needed updates.


At the End of the Day

The first step in asking for help always seems the hardest. The assistance and feedback may surprise you when you open up to the idea that you need not handle all financial questions solo.

And it makes the experience much more enjoyable.

START TODAY schedule your complimentary consultation